The following policy applies to USC employees who use their personal vehicles for university business:
- The employee should be paid the standard university mileage rate for their vehicle use. This rate is assumed to cover operating costs, including gas, wear and tear, maintenance and insurance.
- The employee must carry their own comprehensive/collision auto insurance (not reimbursable) in amounts required by the laws for the region in which they are driving.
- The employee's personal auto insurance is primary in case of an accident. Insurance levels should be adequate enough to protect drivers, passengers, and involved vehicles from the financial consequences of an accident.
- If the accident expenses exceed the limits of the employee's personal auto policy, coverage will then be provided by USC's auto insurance.
- It is up to the discretion of the employee's department to reimburse the employee fro property damage to his or her vehicle, or to pay any deductible costs.
- All employees are covered under workers' compensation should they be injured while on university business.
- For more information about Personal Vehicles for University Business